Consumers National Bank Appoints David Benavides to Senior Loan Role

Consumers National Bank has elevated David Benavides to senior vice president and loan officer, the bank announced in a brief published in early November 2025 in the Bargain Hunter YourOhioNews business section. Benavides will be based at the bank s Minerva headquarters and will oversee agricultural, mortgage and consumer lending while supporting regional customers and other lenders.

The personnel move is a business sector announcement of interest to local borrowers and enterprises because it concentrates decision making for multiple loan categories in one experienced lender operating out of a regional hub. Agricultural lending is particularly important for Holmes County where farms and related small businesses depend on timely credit for equipment purchases, working capital and seasonal needs. Mortgage and consumer lending likewise affect local home buyers and household spending, which feed into the county s housing market and retail activity.

For local business owners and farmers the immediate practical effect is access to a named point of contact at Consumers National Bank for loan inquiries and relationship banking. Having a senior level officer stationed at the Minerva headquarters can reduce processing friction, facilitate coordination with regional lenders, and potentially speed approvals for loans that require local knowledge of operations and collateral. The notice describes Benavides as an experienced lender charged with supporting both customers and lenders across the region, a role that typically involves underwriting, portfolio management and community outreach.

From a market perspective this appointment signals the bank s continued attention to core lending segments that drive rural economies. While the announcement does not include specific targets for loan growth or changes to lending policy, the concentration of responsibilities in an experienced officer can influence how the bank balances credit risk and local demand. For borrowers this means monitoring the bank s product offerings and talking with the Minerva office about financing options that match agricultural cash flows, mortgage timelines and consumer needs.

The announcement appeared in the regional business briefs, underscoring its relevance to community readers who track local financial services and business developments. For Holmes County residents the story is primarily about access to credit and continuity in local banking relationships, elements that affect investment decisions by farms, the pace of home buying, and the availability of consumer credit. Consumers National Bank s decision to name a senior officer with oversight of these lending areas reflects a management choice to centralize expertise in Minerva while serving a broader regional clientele.