Fresno fintech MKG Enterprises seeks $75 million Regulation A+ raise

MKG Enterprises Corp., a Fresno-based fintech firm, moved forward this month with a Regulation A+ Tier Two registration that could let the company raise up to $75 million to scale its mortgage, tax, insurance and fintech businesses. The company completed an independent financial audit overseen by the Public Company Accounting Oversight Board and reported it is advancing toward final approvals with the U.S. Securities and Exchange Commission.

At the top of the organization, owner Marshawn Govan is positioning MKG to broaden services across Fresno County and the Central Valley. The Regulation A+ Tier Two route allows issuers to solicit a wider pool of investors while meeting stricter audited reporting requirements, a structure that helps early-stage public offerings draw retail as well as accredited capital. The company’s PCAOB-audited financials are a notable signal of regulatory readiness as MKG seeks access to larger capital pools.

The potential influx of funds would support expansion across four revenue lines that serve everyday households and businesses: mortgage lending, tax preparation and advisory, insurance products, and fintech platforms. For local residents, that expansion could mean more lending capacity for homebuyers, greater availability of tax and insurance services in underserved neighborhoods, and new fintech tools targeted at Valley consumers and small businesses. For employees and contractors, growth plans often translate into hiring, new contractor engagements, or increased demand for local service providers.

Investors and community stakeholders should weigh benefits against common risks in small-cap offerings. Regulation A+ Tier Two offerings permit broader investor participation but also carry the typical market risks of growing companies: dilution of existing equity, execution risk as operations scale, and sensitivity to mortgage and insurance market cycles. The PCAOB audit reduces some information risk by subjecting MKG’s financial statements to an established external standard, but final SEC approvals and the company’s subsequent operating performance will determine outcomes.

MKG’s move is part of a broader trend of fintech and financial services firms aiming to localize capital and customer service while relying on public-market tools for growth. If the offering clears final regulatory steps, Fresno could see a locally headquartered company deploy more capital into the county’s housing and small-business ecosystem.

The takeaway? Keep an eye on MKG’s SEC filings and outreach in the community: there may be new financial products and job openings on the horizon, but also the usual investor cautions. Our two cents? If you’re considering participation, read the offering materials carefully and consult a financial adviser before committing funds.